It’s a good idea to start with your current bank where you have an existing relationship, but it may benefit you to shop around for the mortgage rate and service that best suits your needs.  You need a “Pre-Approval” letter from a credible lender to be "Offer Ready"

Below is a list of lenders some of my clients have used and been satisfied with in the past, however I cannot guarantee, or speak to the competitiveness of their loan products or interest rates. 

Note:  If you are considering a property on Leased Land (BIA - Bureau of Indian Affairs), be sure to ask your lender if they can service such a mortgage.  Typically, out of area and national financial institutions will not lend on BIA Leased Land.

Click the button below to email the lender, or call direct.  I do not receive any compensation for referrals, I provide this list for your convenience.   You may select any lender/financial institution whether they are on the list below or not, your loan, your choice.

* Full Disclosure: Prosperity Home Mortgage has an Affiliated Business Arrangement with Bennion Deville Homes

Homeowners Insurance 

Obtaining Homeowners Insurance in California is more complicated and time consuming compared to what it used to be, and you can no longer assume your current insurance carrier will cover your new home.  Many of the larger carriers are no longer writing policies in California, and some will not even renew existing policies.  As a result, I encourage you to lock down your insurance coverage as soon as you've identified the property you want to buy.  It's not uncommon to wait weeks for verification of coverage.  The standard terms in a purchase agreement provide for 17 days after acceptance for the buyer to release their insurance contingency.

Below is a list of insurance companies some of my clients have used and been satisfied with in the past, however I cannot  guarantee, or speak to the competitiveness of their rates or coverage. 

Click the button below to email the insurance agent, or call direct.  I do not receive any compensation for referrals, I provide this list for your convenience.  You may select any insurance carrier, whether they are on the list below or not, your insurance, your choice.

Other Service Providers

Contractors, handyman, technicians, and other professionals.  I do not receive any compensation for referrals, I refer only as a convenience to my clients.  You may select any service provide you wish.  Please verify appropriate licenses and do your own research before selecting any service provider.